Posted by Competitive Edge Real Estate Services on 9/13/2019

Step right up, be in for the holidays! Lovingly updated townhome located at desirable Merrimack Meadows featuring newer granite kitchen overlooking private wooded rear yard area. Sparkling hardwood floors on 1st & 2nd flrs as well as stairs to 2nd level, Large living room, plenty of space for entertaining, tiled 1/2 bath w/laundry. Two front/back bedrooms with double closets, refurbished bath and bonus 3rd floor offers expansive family room or perfect for teen suite. Fresh paint, replacement windows, tons of storage, full basement. Professionally managed, club house and minutes to Rtes 133, 495 & 93. Open Sat & Sun 11:00 am - 1:00 pm

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Posted by Competitive Edge Real Estate Services on 9/10/2019

Sharing living expenses with your partner or roommates can be a difficult and confusing issue for many.

 Life would be made much easier if there was just one bill to pay on your home that includes everything.

 Recently there have been attempts to bring such a suction into fruition. Many homeowners and renters have turned to apps that help them split expenses, or have signed up for mortgage agreements that cover stray expenses like property tax and private mortgage insurance.

 In this article, we're going to give you a few tips on splitting the bills in your home to make things easier for you, your spouse, and your roommates.

Who pays what?

Many young couples are often left wondering who should pay which bill, especially when you share so many services.>

However, there's a big difference between sharing a Netflix account and sharing a car. One solution is to use the bills that report to credit agencies for whoever needs help building their credit score.

Putting credit cards under the person with the lowest scoreís name can help them build credit even if they're simply listed as an ďauthorized userĒ which means you can take advantage of good interest rates and build credit at the same time.

Paying the mortgage

It can quickly become tiresome having to write two different checks each month for your mortgage or rent. To solve this problem, you can either alternate payments (you pay a full monthís rent or mortgage one month and your spouse pays the following month), or you can choose to pay bi-weekly, which will help you pay off your mortgage sooner.

The best apps to use

If you live with your spouse, you likely arenít overly concerned with splitting all of your expenses 50/50. Chances are whoever has the higher income will foot the bill for the larger expenses.

However, if you have roommates thereís a bigger chance youíll want things to be split evenly between you and the other members of the household. Thatís where apps come in handy.

First, sit down with your roommates and go over all expenses. Write down each bill that you share: rent, heat, electricity, cable, internet, gas, insurance, and so on.

Then, decide who is responsible for making the payment on those bills. Even if you decide to split them all evenly, one person will have to be responsible for sending out the check each month.

Once youíve determined which bills you have and who is going to pay them, itís time to find out how youíre all going to contribute.

One way is to open up a shared account. Doing so can be messy, however, if youíre using that account for multiple bills. Some banks and services also charge a portion of the transfer, so youíll each be losing money each month, and the amount depends on how many bills you have.

Some apps and services you can use to split bills and transfer money include Splitwise, Mint, PayPal, and Chaseís QuickPay. The benefit of apps that donít transfer money is that they are often free and donít collect transfer fees. So, if youíre comfortable with handling money by hand, you could save in the long run.




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Posted by Competitive Edge Real Estate Services on 9/9/2019

Loaded with potential adorable Cape situated on level 1/2 acre lot ready for your updating ideas. Potential for four bedrooms! Light filled sun room with tons of windows & slider to kitchen & access to back yard. Cozy wood stove in living room, 3rd bedroom currently used as dining room all with hardwood floors, full bath w/tub-shower unit. Spacious eat in kitchen, updated windows & more. Beautiful yard ready for your BBQ's & plenty of room for lots of out door activities. Easy and a pleasure to show, check it out.

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Posted by Competitive Edge Real Estate Services on 9/9/2019

Hot off the Presses, Split Entry located minutes to T-Station updated granite kitchen w/breakfast bar & stainless appliances. Spacious open concept living room & dining area leading to cozy sun room/three season overlooking large rear yard. Gleaming Brazilian cherry wood floors throughout 1st floor, updated tiled bath and three generous sized bedrooms. Lower level offers front/back family room with easy to maintain laminate flooring, 2nd bath with corner jetted tub. Laundry & storage area, access to one car garage, tons of storage, shed & more!

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Posted by Competitive Edge Real Estate Services on 9/4/2019

Spectacular Colonial meticulously maintained inside & out! Strategically located near Rtes 93 & 95 with quick Boston access. Warm & inviting heated sun room leading to Cabinet packed Gourmet kitchen, farmer's sink, large entertainment sized island, granite counters, separate butler pantry with tons of extra cabinet storage, work area, wine fridge. Fantastic family room, Brazilian cherry hardwoods, french drs, transom windows to composite deck, patio and seasoned fenced yard full of flowering trees & shrubs. Formal living rm with fireplace & dining room with gleaming floors. 1/2 bath, first floor laundry area. Newer high end gas furnace & central air, tons of new insulation. 2nd level features large bedrooms, master w/walk in closet, lovely & updated family bath. Abundance of storage, one car attached garage, picturesque curb appeal and so much more! Truly a pleasure to show, stop by and see what this beautiful home has to offer. O H Sat & Sun 12-2. Offers due 9/10/19, 7 pm

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